TelAve -- London, United Kingdom – Martin Jackson, Founder and Managing Director of JMAC Business Consulting Limited, has been shortlisted as a finalist for the prestigious Institute of Directors (IoD) England Director of the Year Awards in the Innovation category.

Martin's recognition stems from his leadership in JMAC's pioneering work with FinTech leader Hope Macy. Tasked with developing a credit rating system for consumer finance platforms in the vulnerable lending sector, JMAC delivered an innovative solution that integrates traditional credit reference agency scoring with AI-driven analysis of Open Banking transactional data.

The awards ceremony will take place on 14 November 2025 at the Grand Hotel in Birmingham, where Martin aims to secure the Innovation category award. Full event details are available at: IoD England Awards.

Martin Jackson commented:

"Being named a finalist at the IoD England Director of the Year Awards is a tremendous honour. I'm incredibly proud to be recognised by such a distinguished organisation for our innovative contributions to the consumer lending industry. At JMAC, we remain committed to pushing boundaries, and our work with Hope Macy exemplifies our dedication to leveraging cutting-edge technology to address complex challenges."

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JMAC's legacy of innovation includes significant milestones. Since their tenure at Equifax (EFX), where the founders contributed to rebuilding the consumer credit bureau in response to regulatory changes, JMAC has consistently advanced credit rating methodologies. Notably, co-founder Christabel Cruz played a key role in developing the second iteration of EFX's industry-leading proprietary credit bureau score.

Additionally, during their work with Sigla Credit, a private equity-backed Italian investment firm, JMAC pioneered multi-bureau and SME credit scoring techniques, driving significant advancements in the EU consumer lending market through enhanced credit rating and automated affordability assessments.

The collaboration with Hope Macy further showcases JMAC's leadership in Open Banking technology, leveraging rich datasets to deliver transformative solutions for the consumer lending industry.

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Notes to Editors

About JMAC Business Consulting Limited
Headquartered in Weybridge, Surrey, JMAC Business Consulting Limited was co-founded in 2010 by Martin Jackson (Managing Director) and Christabel Cruz (Director). The firm is a trusted provider of management consultancy services, specialising in Financial Services, Investment Management, Portfolio Management, and Technology. Over the past 15 years, JMAC has served clients across the UK, US, Europe, and Asia, operating in jurisdictions including the UK & Ireland, Germany, France, Italy, the Iberian Peninsula, Benelux, Scandinavia, and Turkey.

For more information, visit: www.jmac.co.uk
For media inquiries, contact: media@jmac.co.uk
Connect with JMAC on LinkedIn: JMAC Business Consulting