CITY, U.K. - TelAve -- Today, Vault Savings ("Vault") announces the full public launch of its direct-to-consumer platform offering Equity Bonds.

What's new?
-          Equity Bonds (known in adviser channels as 'structured deposits') are now available without the need for financial advice.
-          They combine the familiarity of a fixed term savings account with the potential for market-linked returns, plus eligibility for FSCS protection (subject to limits).
-          They bridge the UK's advice gap, as they are designed for those who want their money to work harder, without jumping straight into complicated, high risk investment products.

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What is an Equity Bond?
An equity bond is similar to a fixed-term savings account, where you lock away your money for a period of time in exchange for interest. They also both offer FSCS protection. But there is one important difference: while a fixed-term savings account will pay a fixed amount of interest, the payment of interest under an Equity Bond depends on the performance of the stock market. They offer the chance to earn a higher amount of interest than a fixed-term savings account, but there is the risk you earn little or no interest if the stock market doesn't perform as expected.

Who has Vault designed Equity Bonds for?
- First-time investors who want a controlled way to move beyond cash.
- People who fall into the UK's 'advice gap', meaning those who have built a savings pot but not enough (or not wishing) to pay for personalised financial advice.

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- Self-led savers, who want their money to work harder than standard savings rates allow, while keeping the reassurance of FSCS protection.

Mark Allan, CEO of Vault Savings, comments:
"Equity Bonds are a tried and tested product in the UK adviser market, and we're thrilled to now offer them directly to anyone who wants a smarter way to grow their money. Millions of people in the UK want to do more than just watch their cash sit in a savings account. But they don't want to jump in at the deep end. That's why we created Vault. We make that first move from saving to investing effortless: the potential of market-linked returns, the peace of mind of FSCS protection, a secure, digital application process. With no jargon and no need for a financial adviser."

More information available at vaultsavings.co.uk.

ENDS